Handle major and complex non-performing loan portfolios;
Manage and lead the case management team to resolve NPLs in compliance with the Bank's relevant policies and procedures;
Negotiate / liaise with borrowers and/or other lenders as well as professionals to work out the restructuring / repayment plan;
Handle major and complex non-performing loan portfolios;
Seek proper internal approval for various strategies, repayment plans or legal actions, and monitor the progress of repayment and implement the approved strategies;
Investigate the reasons of default and prepare due diligence reports, as well as share the findings with various related parties;
Draft, review and fine-tune the Group's policies and regulations in relation to NPL management and provide advice on policies and procedures relevant to credit risk management;
Draft various consolidated reports in relation to NPL handling and management.
Job Requirements:
Full time degree holder or above with major in Finance, Accounting, Business Administration etc;
Over 8 years' relevant banking experience in lending business or special assets management, or over 8 years' relevant experience in corporate restructuring or financial advisory, preferably with experience in credit assessment, credit approval, loan monitoring or due diligent exercise;
Have knowledge about the bank's management policies, regulations and procedures, credit products and operations;
Familiar with corporate lending, retail credit and trade finance documentations;
Have profound knowledge about the relevant laws and civil litigation procedures in Hong Kong and the Mainland China;
Strong Chinese and English writing skills, fluent in Mandarin and English, proficiency in Cantonese would be an advantage;
Strong negotiation and inter-personal skills; critical and analytical thinking; good communication and coordination skills; financial and industry analytical skills; agile and capable of identifying issues, analysis and problem solving; good organization and collaborative and implementation skills;
Well versed in MS Office, MS Words, Excel and other common statistical, reporting and analytical tools.
