Manage designated Relationship Manager team, to answer credit enquiries from solution provider viewpoint, assess and approve credit application, but still have robust risk awareness to ensure all compliance and risk rules as per regulatory and Bank requirements have been complied
Can manage to deal with different stakeholders, especially 2 nd line Risk Divisions, Legal & Compliance and Audit teams
Lead credit manual maintenance and credit related product due diligence, and selective credit initiatives
Be subject matter expertise for Insurance Financing to deal with insurance brokers, for product eligibility approval as collateral
Candidate with proper competence will act as Deputy Team Lead to back-up Credit Head for the team operation
Requirements:
Degree holder or above in Finance, Accounting, Business, Information Technology or related discipline
Minimum 10 years of experiences in Banking, with at least 5 years in private bank credit underwriting, driving credit initiatives and/or credit manual maintenance. Past experience in PRC Bank is preferable
Good analytical and credit assessment skills, with sound knowledge in portfolio lending and insurance financing, and in-depth knowledge to credit application end-to-end logistic
Good communication and interpersonal skills
Good command of written and spoken English and Chinese
