The Loan Desk is a component of Credit Risk that manages an overnight and intraday loan portfolio to support the credit needs of various financial market participants. The candidate will be required to establish loan pricing, collateral requirements, and exposure appetites. Additionally, the function has daily interaction with many Financial Market Utilities regarding the trading activity and associated settlement/margin obligations of mutual customers.
The candidate (analyst) is expected to have familiarity with the broker dealer industry, as well as securities clearance and settlement processes. The analyst will be involved with transactions from inception to closing. The individual must have the ability to effectively interface/communicate with customers, team members, lines of business, and senior Credit Risk management. The candidate should display strong credit and analytical judgment, while making decisions in a timely manner. The candidate will provide high quality written credit analysis of complex transactions and make presentations of these findings as appropriate or needed.
This is a highly visible, client-facing role in a fast paced environment that demands quick thinking, problem solving, and effective relationship skills. The role provides constant opportunities to interact with the Company's financial institution client base as well as various lines of business within the organization.
Bachelor's degree is required. Formal credit training preferred. MBA preferred. Requirements: 5-10 years of total work experience preferred. Prior experience/background in credit risk preferred.
For over 230 years, the people of BNY Mellon have been at the forefront of finance, expanding the financial markets while supporting investors throughout the investment lifecycle. BNY Mellon can act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute or restructure investments and safeguards nearly one-fifth of the world's financial assets. BNY Mellon remains one of the safest, most trusted and admired companies. Every day our employees make their mark by helping clients better manage and service their financial assets around the world. Whether providing financial services for institutions, corporations or individual investors, clients count on the people of BNY Mellon across time zones and in 35 countries and more than 100 markets. It's the collective ambition, innovative thinking and exceptionally focused client service paired with a commitment to doing what is right that continues to set us apart. Make your mark: bnymellon.com/careers.
BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals With Disabilities/Protected Veterans. Our ambition is to build the best global team - one that is representative and inclusive of the diverse talent, clients and communities we work with and serve - and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.