CAIA's Career Center is an easy-to-use, comprehensive resource connecting job seekers with employers in the growing AI field. Use your knowledge and credibility to advance your career or build a talented team for your organization. Opportunities targeted to CAIA Charterholders are prioritized.
In order to search for jobs specifically for CAIA Charterholders or those pursuing the CAIA Charter please enter “CAIA” in the search panel.
This will enable you to search for CAIA specific roles globally.
Lead the Ameriprise Bank, FSB Credit function and manage portfolio credit risk for the Pledged Asset/Securities-Based Lending product. Provide Credit decisioning (underwriting) for non-core Pledged Asset Lines of Credit and manage credit policy. Liaison between Credit and Product teams working with bank partners to create and manage seamless credit decisioning (underwriting) and portfolio management processes.
Lead implementation of the credit decisioning (underwriting) function and for all Pledge Lending underwriting transactions within the FSB.
Manage the efficient and effective operation of Pledge Lending credit function and establish the operating and compliance policies and procedures for the Pledge Lending credit underwriting function. Update as necessary due to changing regulations. Own the bank's Pledge Lending Credit Policy. Ensure implementation and compliance with policies and procedures. Ensure prompt turnaround time on credit decisions (underwriting).
Partner with product management in the development of Pledge Lending loan products, providing expertise on underwriting standards. Serve as a liaison to other functional areas and internal business partners for Pledge Lending loan underwriting.
Monitor overrides, policy exceptions, etc. to ensure operations are within established guidelines. Produce reports to identify opportunities for improved productivity, profitability, and expense control. Participate in various meetings and on various committees.
Daily risk monitoring responsibilities in conjunction with Bank partner: Low equity risk monitoring, book and account level concentration risk monitoring, pre-maintenance call identification and resolution, Maintenance call identification and resolution, exceptional portfolio risk event identification and reporting (Liquidations (NOEC), Default, Bankruptcy, etc.). Monitoring and investigation of loans in "Frozen" status.
Monthly Reporting to the Chief Credit Officer: book level metrics (e.g. credit limit, loans outstanding, LTV, maintenance calls, etc.), loan level metrics (e.g. loans in pre- and maintenance call status, lines in "Frozen" status), exceptional portfolio risk event summary (e.g. forced liquidations (NOEC), defaults, bankruptcies, etc.).
Non-Core Loan review and decisioning per outlined policies and procedures: credit line size exceeding $25M, exceptions to standard collateral terms at the time of loan origination, applicants not meeting required underwriting criteria during loan origination, regulatory checks (Regulation O).