CAIA's Career Center is an easy-to-use, comprehensive resource connecting job seekers with employers in the growing AI field. Use your knowledge and credibility to advance your career or build a talented team for your organization. Opportunities targeted to CAIA Charterholders are prioritized.
In order to search for jobs specifically for CAIA Charterholders or those pursuing the CAIA Charter please enter “CAIA” in the search panel.
This will enable you to search for CAIA specific roles globally.
Overview of Credit Office for EMEA ("ECRO"): ECRO is a credit division responsible for corporate banking credit for non-Japanese corporates, non-Japanese FIs, and non- Japanese Sovereigns (collectively Global Corporates).
It's major functions are outlined as follows:
Assessment and management of credit risks and related risks
Assessment and management of country risks
Management of problematic assets
Monitoring, reporting and early action
Portfolio analysis and management
NUMBER OF DIRECT REPORTS
MAIN PURPOSE OF THE ROLE
Assess rating and credit proposal of financial institutions, Insurance companies, NBFI's, sovereigns and supranationals (FIG) sector
Set risk appetite for FIG clients and evaluate transactions for approval in accordance with applicable policies, procedures and delegated authorities
Monitor and exercise control over own portfolio of Bank and Insurance / NBFI client and take proactive actions when necessary
Exercise appropriate oversight of the assigned client, irrespective of which legal entity those risks are booked
Collaborate across the wider FIG Credit as well as EMEA Risk Management function and relevant global functionsin MUBK and MUS
Assessment and recommendation of appropriate rating of FIG clients in a timely manner
Maintenance of EMEA portfolio across MUBK and MUS within areas of responsibility
Minimisation of credit cost
Contribution to development and implementation of credit strategy for FIG sector including assessing and setting risk appetite, underwriting criteria and limits
Management of own workload efficiently while not sacrificing quality
Compliance with all regulatory requirements as well as internal policy and procedure
Essential: Required Work Experience:
7-10 years' experience in credit risk with a focus on FI/NBFI credit analysis.
Strong knowledge of corporate finance, capital markets and credit / market risk principles.
Good product knowledge covering corporate lending, derivatives and trade finance.
Preferred: Preferable Experience:
Familiarity with regulatory frameworks and relevant banking regulation.
SKILLS AND EXPERIENCE
Functional / Technical Competencies:
Strong analytical skills on how to assess a FI/NBFI financial performance.
Understanding of how to assign probability of default credit ratings and LGD's.
Working knowledge of legal documentation and key credit clauses.
Education / Qualifications:
Bachelor Degree or equivalent (Essential)
Relevant industry accreditation (Beneficial)
Excellent communication skills with the ability to convey credit arguments clearly and concisely
Results driven, with a strong sense of accountability
The ability to operate with urgency and prioritise work accordingly
Strong decision making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Excellent interpersonal skills
The ability to manage large workloads and tight deadlines
Excellent attention to detail and accuracy
A calm approach, with the ability to perform well in a pressurised environment
Excellent Microsoft Office skills
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
We are open to considering flexible working requests in line with organisational requirements