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A leading Retail Bank Currently requires a Senior Credit Risk Analyst to join their Unsecured Lending team on a permanent basis.
You will be responsible for...
Building upon your existing experience, solving complex business problems to help the bank develop appropriate credit risk management strategies, driving forward practical value based solutions
Providing Senior Managers across the bank with insight into business performance and future potential
Taking accountability for an area of credit policy, monitoring performance, clearly communicating issues, developing and recommending changes where appropriate
Challenging proposals and decisions that conflict with sound, value based credit portfolio management
Ensuring that strong links are maintained between Risk and other key business areas
For your application to qualify, you will have the following...
You'll need to be comfortable with numbers so a 2:1 degree or equivalent in a discipline involving numeracy is desirable, as is experience in analysing data using statistical packages.
Experience programming in SAS, SQL, or a similar programming language.
General awareness of credit industry products and markets, credit risk experience is also desirable but similar experience gained within a risk department in other firms such as utilities and/or telecoms companies would also be welcomed.
Comfortable with delivering complex analysis.
You'll also need to have strong communication, relationship and influencing skills with the ability to explain the results of complex analysis to a non-technical audience and have the confidence to bring change in areas out of your control.