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About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
Evaluate credit applications using quantitative and qualitative analysis according to pre-defined process and DOI, including data integrity check, documentation verification, site visit report evaluation and credit policy compliance check.
Ensure compliance to the approval procedures, credit standards, and local regulations
Approve credit application under designated lending authority (subject to CSA test and other credit course completion);
The Role Responsibilities
Evaluate/Approve BWC credit applications based on in-depth analysis of customer's biz model, group structure and thorough understanding of customer's industry, operating cycles, and other relevant factors;
Evaluate credit applications according to credit risk polices and local regulations, and use relevant data-driven decision tools effectively;
Maintain smooth communication with Front line, Key stakeholders, vendor, etc;
Take initiatives on BWC process/policy simplification as well as digitalization if any
Support other administration works as assigned
Comply with code of conduct, all laws, regulations, policies, and procedures issued by the regulatory units and the Bank
Complete CSA within 3 months after joining and before granting DOA, complete all assigned compliance trainings, e-learning etc.
Adhere to risk and compliance requirements in day-to-day responsibilities including timely submission of reports and related documents
Adhere to delegated authority or else escalate
Seek clarification in case of doubt
Know your customer
Our Ideal Candidate
Bachelor degree or above, preferably in Business Administration, Finance, Accounting or Banking
5+ working experience in corporate banking either in front line, credit analyst, underwriting or risk control function
Past underwriting experience in Corporate or SME lending is a strong plus
Independent and detailed analytical mind
Good communication skill
Mature, hard working, enthusiastic, dedicated, and goal oriented; and ability to work under high pressure and self motivated
Good command of written/oral English and Mandarin
Good PC skills in particular Excel
Apply now to join the Bank for those with big career ambitions.
To view information on our benefits including our flexible working please visit our career pages .