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About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
Evaluated credit applications using quantitative and qualitative analysis according following pre-defined process and DOI, including data integrity check, documentation verification, site visit report evaluation and credit policy compliance check.
Ensure compliance to the approval procedures, credit standards, and local regulations
Recommend credit decision to accept or reject the application
Ensure outsourcing SV report quality and services provided by Vendor and provide timely feedback to vendor on daily quality
Pass CSA, relevant credit training and E-learning timely
The Role Responsibilities
Evaluate credit applications using quantitative and qualitative analysis according to pre-defined process and DOI, including but not limited to data input check, documentation verification, SV report evaluation and credit policy compliance check;
Evaluate credit application according to CCPM and local regulations, and use relevant data-driven decision tools effectively
Form a concrete view on the application by adopting certain discretionary judgement and Recommend credit decision (approval/reject) as well as additional required documentation/materials, system input changes, etc. to credit approvers
Develop sound knowledge of specific business industries and personal communication skills with front lines/client if necessary
Assist in other team administration works as assigned
Comply with code of conduct, all laws, regulations, policies, and procedures issued by the regulatory units and the Bank
Complete compliance trainings, e-learning and awareness acknowledgements
Adhere to risk and compliance requirements in day-to-day responsibilities including timely submission of reports and related documents
Learn and reinforce how to ASK
Seek clarification in case of doubt
Know your customer
Our Ideal Candidate
Bachelor degree or above, preferably in Business Administration, Finance, Accounting or Banking
Relevant years of experience. Accounting qualification (e.g. CPA, ACCA) and SME lending experience are strong plus.
Thorough understanding of the Bank`s credit policies, familiar with local legal and compliance policy
Hard working, enthusiastic, dedicated, and goal oriented
Good PC skills in particular MS Word / Excel /Power point
Independent and detailed analytical mind
Good communication skill
Ability to manage high pressures & self motivated
Apply now to join the Bank for those with big career ambitions.
To view information on our benefits including our flexible working please visit our career pages .