Job Description :
Job Description
Responsible for independently leading all aspects of the entire credit process both internally and externally with prospects and clients. Underwrites, structures, and documents all prospect and client transactions above a designated threshold, generally the most complex and largest client relationships and circumstances. Is accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and following through for remediation. Ensures all Credit Process Metrics are within prescribed tolerances. Is accountable for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects. Vital part of the team approach in the Private Wealth Management Medical Specialty Group credit delivery model in conjunction with Senior Credit Officers, Client Advisors, Medical Relationship Managers and / or Credit Advisors.
Qualifications
Knowledge, Education, Certification, Licenses
Required: Bachelor's Degree or an equivalent combination of education and experience.
Preferred: Undergraduate degree in Accounting, Finance or Business, in-depth knowledge of our Company Credit policy.
Skills and Abilities
Required: Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis.
Preferred: Proficiency in Microsoft Word and Excel
Experience
Required: 8 years of experience in underwriting, portfolio administration, commercial loan credit decision-making.
Preferred: Portfolio management experience and completion of a Commercial Banking Training Program. Capital markets experience preferred with experience underwriting complex ownership structures. Past experience in underwriting to the medical industry also a plus.
Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws.
To review the EEO Poster, copy and paste the following link into your browser: http://www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdf http://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf |
