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Reporting to the Manager, Capital and Strategic Planning, the main responsibilities of the Senior Analyst, Capital and Strategic Planning are:
Economic Capital (\u0022ECAP\u0022) Modelling
Maintain, develop and implement the internal model for calibrating economic capital requirements for the TD Insurance General Insurance (\u0022TDI-GI\u0022) legal entities
Ensuring regulatory compliance with OSFI's Guideline E-19: Own Risk and Solvency Assessment (\u0022ORSA\u0022).
Support TD Reinsurance Barbados (\u0022TDRB\u0022) economic capital modelling.
Financial Condition Testing (\u0022FCT\u0022) (the revised version of the previous Dynamic Capital Adequacy Testing (\u0022DCAT\u0022))
Maintain, develop and implement TDI-GI FCT model with justification of the base scenario, identification of risks/threatens, calibration of adverse scenarios, etc.
Ensure compliance with Canadian ASOP and OSFI's Annual Memorandum to the Appointed Actuary.
Other Stress Tests
Support the execution of TDBG stress testing program: Enterprise Wide Stress Testing (\u0022EWST\u0022) and Macro Stress Testing (\u0022MST\u0022) by testing the capital/profit impact on TDI-GI under determined stressed scenarios.
Support OSFI's Standardized Stress Testing (\u0022SST\u0022) when required.
Ensure compliance with OSFI Guideline E-18.
Provide recommendations on the internal target capital ratios for the TDI-GI legal entities based on the ECAP, DCAT, and other stress testing analysis
Ensure regulatory compliance with OSFI's Guideline A-4.
Prepare and maintain results presentation decks and provide solid support on results justification and explanation.
Prepare, validate and on-time delivery of DCAT reports.
Support and guarantee the on-time delivery of DCAT external peer review reports.
Review and validate ORSA report.
Ensure compliance with OSFI's Guideline E-15.
Governance/Miscellaneous Ensure an adequate level of governance, peer review, and challenge of the modelling process:
Challenge from senior executives, working groups, TDI risk committee and risk capital committee on model results and key assumptions
Review and challenge from external peer reviewer
Review and challenge from TDBG Model Validation and Model Risk Management
Challenge from TDI Risk Management and TDI Audit functions
Lead the implementation of best practices, risk mitigation, risk controls as well as processes, policies and procedures for the group, as well as other miscellaneous activities.
Stands out for his/her judgment and analytical mind.
Has strong problem-solving skills.
Skilled at anticipating the results of an analysis or a report.
Recognized for his/her thoroughness and the quality of his/her work.
Shows initiative, creativity and critical thinking in his/her work.
Has work experience with MS Excel(VBA), programming languages (eg. R/SAS/Python); capital modelling experience is an asset.
Ability to make good decisions quickly when the situation so requires
Ability to communicate effectively in English, both verbally and in writing. French is an asset.
Highly adaptable for having discussions with different stakeholders in terms of expertise, training and hierarchical position.
Ability to work effectively during periods of stress.
Ability to collaborate and build positive relationships with business partners.
Autonomous and perseverant.
Bachelor degree in Actuarial science, or other quantitative area of study.
Acquired or working towards Associateship with the Casualty Actuarial Society, Canadian Institute of Actuaries or equivalent.
Minimum 3 years of Property & Casualty actuarial experience.
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.