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You will be a member of the Consumer Bank Unsecured Product Risk Team. This position provides the opportunity to be part of Singapore Consumer Bank & Consumer Risk Management Team, which specializes in providing bankcard, ready credit, mortgage, auto and investment lending to individual customers in Singapore.
Key Functions include:
Support business growth through comprehensive risk assessment of new product enhancement or offering.
Perform in-depth portfolio analysis of unsecured products to assess risk & opportunities and validate and refine various credit policies/processes through use of analytics.
Develop and maintain MIS to monitor key portfolio performance trends for portfolio to ensure to continue maintaining strong portfolio credit quality with a good balance of risk and reward to optimize business opportunities and in line with business strategy and risk appetite.
Responsible for risk reporting to local regulator, regional risk, head office and other ad hoc requirements.
Develop and maintain close working relationship with all business partners and relevant stakeholders to the products.
Review and decide on unsecured loan applications that need risk management approval.
Participate in relevant User Acceptance Testing (UAT) exercise and system implementation and liaise with technology team for system related matters.
Support credit bureau operational procedures and data integrity validation
Ensure compliance to all policies and standards and ensure full audit readiness at all times.
You should be a degree holder with at least 2-4 years experience, preferably in consumer risk management area.
You should have strong portfolio, analytical and financial analysis skills, with demonstrated ability to conceptualize and clearly communicate the analytical findings, both in writing and verbally.
SAS programming capability; strong analytical capability, an experienced user of Microsoft Excel and PowerPoint and knowledge of consumer risk management concept and general knowledge of unsecured products portfolio management, collections, etc., are prerequisites.
You should be able to effectively network with coworker from cross functional and multitask in a fast paced environment.
Internal Number: 4675812
About Citibank NA
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