CAIA's Career Center is an easy-to-use, comprehensive resource connecting job seekers with employers in the growing AI field. Use your knowledge and credibility to advance your career or build a talented team for your organization. Opportunities targeted to CAIA Charterholders are prioritized.
In order to search for jobs specifically for CAIA Charterholders or those pursuing the CAIA Charter please enter “CAIA” in the search panel.
This will enable you to search for CAIA specific roles globally.
Head of Retail Banking Wealth Management Risk Macau - Global Risk
September 15, 2018
Some careers grow faster than others. If you're looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential.
Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, financial crime and regulatory compliance, market and reputation risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.
We are currently seeking a high caliber professional to join our team as Head of Retail Banking Wealth Management Risk Macau.
Specialist making a significant contribution to the delivery of the Retail Banking Wealth Management Risk strategy and results
Making strategic decisions at country level, in line with Regional and Group level Retail Banking Wealth Management Risk plans
Driving the delivery of objectives in line with wider strategy, to enable the achievement of business results
Responsible for management of all credit decisioning for full lifecycle, Secured and Unsecured, of Acquisition and Account Management strategies
Plan, coordinate and lead introduction of new risk management tools to support profitable business growth.
Ensure credit policies and procedures for all Retail Banking Wealth Management products are market competitive and compliant with regulatory and Group requirements.
Develop a strong team culture and ensure recruitment maintains the required skillset and experience.
Manage the internal and external relationship with Regulators, Group Auditors and Senior Retail Banking Wealth Management Management for all aspects of Retail Risk management
Will input into business planning and process, using specialist knowledge of Retail Banking Wealth Management Risk.
Instilling a proactive and joined up management approach to ensure Retail Risk are working together with all Retail Banking Wealth Management business units when managing the risk strategies and recommending changes.
Support new product launches, including all legal and regulatory changes, as required, on a timely basis
Cascades business strategy and goals globally, gaining support and commitment to their delivery.
Guides and supports management team in change the bank initiatives
Provide leadership and direction to all Retail Banking Wealth Management Risk staff via clear communication. Collate staff feedback via surveys and implement subsequent action plans to make HSBC Best Place To Work and Best Place To Bank.
Develop career and succession planning for key roles across Retail Banking Wealth Management Risk
Leadership over all regulatory and compliance matters and the management of operational risk
Drives the implementation of change within Retail Banking Wealth Management Risk, or part of wider Group initiatives
Identifies and executes well considered opportunities that will result in improvements or adaptations of business practices
Supports and embeds best practice management and administrative procedures in own business area.
Maintain HSBC internal control standards, including the timely implementation of audit points together with any issues raised by external regulators.
Observe Group Compliance Policy and maintain awareness of Operational Risk and minimize the likelihood of it occurring.
Extensive years of relevant professional experience in retail credit management
Broad knowledge of sector trends and regulatory environment
Act with courageous integrity in decision making
Take personal accountability, be decisive, use common sense, empower others
Communicate openly and honestly.
Be inclusive and collaborative.
Understanding Risk and making decisions in highly complex situations where there are potentially major consequences for the business.
Understanding the nature and dynamics of Risk and financial markets where the market context is highly complex, rapidly changing or is unprecedented.
Providing expert guidance for the line of business.
Establishing guidelines and policy for the line of business
Excellent understanding of originations and portfolio management techniques including sophisticated analytics, credit modeling.
Excellent understanding of other areas of risk including operational, small business and macro economy
Good Understanding of business areas outside of Risk, for example Collections, Product, Finance
Good understanding of HSBC overall business dynamics, particularly Retail Banking
Strong leadership skills for constantly changing risk environment
Experiences in working with auditors, regulators and compliance
Expertise in project management and good interpersonal skills
Great leader in talent management, communication and influencing
Fluency in English required
You'll achieve more when you join HSBC.
Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above.
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.