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About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
The Role Responsibilities
Execute the Retail Risk Operations (RRO) strategic direction and manage country Credit Initiation activities and processes effectively and efficiently.
To instil strong credit culture by setting highest standards and demanding these are maintained by all business partners within SME Banking.
Support Head of Retail Risk Operations in working with Regional Retail Risk Operations, CCH and other stakeholders in-country for smooth functioning of Credit Initiation processes and activities.
To ensure quality of credit underwriting in Business Installment Loans (BIL, including Government Installment Loan [GIL]), Commercial Mortgage (CM) and Business Working Capital (including Supply Chain Financing [SCF] & Legacy Program Lending Trade) is maintained within parameters under respective Product Development Document (PDD) and under Group and local credit policy and business strategy, and that reporting of information relating to this portfolio is timely and accurate. To ensure applications are processed within the acceptable TAT.
Ensure that credit origination decisions are executed in line with the delegated authority while adhering to the process standards defined by CCH, Retail Banking.
Leverage and build credit assessment infrastructure capability to optimize process efficiency.
Assist Head of RRO, MY to lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives in the country for Credit Initiation.
Our Ideal Candidate
Bachelor Degree in Banking / Business administration or equivalent.
Possess 8-10 years of working experience in credit underwriting and credit assessment with good knowledge in credit policy.
Experience in driving process improvement, automation and re-engineering will be an added advantage.
Apply now to join the Bank for those with big career ambitions.