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Financial Risk Policy Expert Permanent contract, Full time, Brussels Your role & work environment
Being part of the Financial Risk Policies & Procedures team you develop, maintain and review credit risk policies in alignment with the Group standards and the (local) regulations. In this context you will provide your expertise to regulatory and business projects with E2E stakeholders
Your key responsibilities The Financial Risk Policy Expert is overall responsible to support the development, maintenance and review of credit risk policies for retail and wholesale clients.
Evaluates the risk impact of each major decision to credit products and processes, bringing dedicated expertise as part of Credit Risk Policy involvement into projects & activities undertaken by lending tribes;
Develops credit risk policies and procedures ensuring ING operates within the credit risk appetite;
Ensures local policies are in line with Group and local regulations (NBB, FSMA, ...) and supports the decision process. The Financial Risk Policy Expert implements correctly the procedures
Ensures that systems are correctly adapted to support the policy process;
Monitors the respect of the policy at each level of the organization;
In cooperation with other colleagues defines the data needed for a performant portfolio monitoring and predictive deep dives. The Financial Risk policy Expert acts as single point of contact for his/her specific domain of policies
Represents his/her domain within review/validation meetings;
Ensures a close follow up of audit recommendations for his/her domain of policies and procedures;
Participates actively to workgroups and projects (internally or externally - eg Febelfin) in order to discuss implementation of new regulations.
We look for
With a talent for taking it and making it happen, enthusiasm and energized for helping others to be successful.
Master's degree in economics, finance, banking or other related domains;
Previous experience in retail, SME or Corporate lending;
Fundamental understanding of credit risk management, lending activities, banking industry and regulations developments;
Working with autonomy and collaboration especially in view of agile and new way of working;
Fluent in Dutch, French and English, both written and verbally;
Ability to communicate on complex and technical concepts to a broad public in a simple way;
Good writing, editing, communications and organizational,
Keen on learning and developing with the credit risk environment.
We offer you
Personal growth & challenging work with a lot of opportunities to realize your ambitions;
An informal, flexible environment with dynamic colleagues;
A specific training path (lean six sigma, Agile, Project, Communication, ...)
We redefine banking. What about you? There has never been a more interesting time to work at ING. We're on a journey that's centred around our customers, powered by technology and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We're proud of that!