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You will be part of the credit team that will monitor the credit quality of the asset portfolio and assist in the independent credit assessment on new and existing credit proposals and report on account performance. You will be required to
Perform credit assessment on new credit proposals and review existing accounts,
Report on account and portfolio performance,
Provide financial analysis and projections,
Identify key risks and mitigating factors in your credit evaluation, and
Plan and organise to ensure the credit review workflow can be ready for the approval process in timely manner.
Additionally, you will participate in portfolio stress tests, review program lending guidelines and update lending guidelines, risk policies and reporting on business segments, industry and country knowledge.
Qualification and Experience:
Candidates shall possess a recognised university degree with no less than 8 to 10 years' relevant banking experience in credit risk assessment with a full licensed bank. Good communication and writing skills will be essential requisites for this post.
Other desired attributes include ability to work independently and under pressure to meet deadlines.