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Primary Location: Malaysia,Wilayah Persekutuan,Kuala Lumpur
Education: Bachelor's Degree
Job Function: Credit
Shift: Day Job
Employee Status: Regular
Travel Time: Yes, 10 % of the Time
Job ID: 18009611
Prioritizes and timely processes incoming credit requests, checking completion of package received from RM and ensure timely completion of CAs, including any interims
Completes financial spreading (financial spreads for clients at an early prospecting stage should normally be done by RMs themselves)
Calculates FRR and ORR, and provides appropriate justification for any overrides
Completes the credit analysis and submits CA package for approval in approved PDT template (post implementation of lending module on CRM, the CA has to be originated and initiated in CRM by the RM and all the sections in CRM to be input by RMs)
Approves CA with a Sponsoring Credit Officer as per TFA based approval grid in GCCP
Maintains an in depth knowledge of Citi credit and policies and practices and applicable local and US regulations to assist the Business in achieving compliance and satisfactory internal and external audit results
Continue to generate ideas for improving lending process efficiency
BA in Business Management, Finance, Economics and Sales/Marketing
Minimum of 3 years of relevant work experience in credit risk for analyst and 5 years for an analyst who will also be credit approver
Strong analytical skills
Good knowledge of local market, banking products and applicable local regulations
Proficient in spreadsheet (Excel) and other MS office applications
Ability to handle high volume, prioritize and work under pressure